Simplified Employee Pension plan (SEP) - Internal Revenue Service
Simplified Employee Pension (SEP) plans can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their …
Simplified Employee Pension (SEP) IRA: What It Is, How It Works
May 1, 2025 · A simplified employee pension (SEP) is a retirement plan that an employer or a self-employed individual can establish. They are more common with small businesses.
What Is a SEP Plan? | Chase
4 days ago · A SEP plan is an IRA-based retirement plan designed for self-employed individuals and small-business owners that offers high contribution limits, low administrative costs and …
What is a SEP IRA and how does it work? - Fidelity
Jul 8, 2025 · A SEP IRA is a retirement plan designed for small businesses and the self-employed. Learn the benefits of SEP IRAs and how to set up a SEP IRA for your smallbusiness.
SEP Retirement Plans For Small Businesses - U.S. Department of …
Looking for an easy and low-cost retirement plan? Why not consider a SEP? Simplified Employee Pension (SEP) plans can provide a significant source of income at retirement by allowing …
What’s a simplified employee pension plan (SEP)? - USA TODAY
Sep 27, 2024 · A SEP IRA is a tax-advantaged account that allows small-business owners to save for their own and their employees’ retirements. When you fund a SEP IRA, your …
What Is a SEP Account? Learn About Retirement Savings
Nov 20, 2025 · A SEP (Simplified Employee Pension) account lets employers make tax-deductible retirement contributions up to 25% of compensation, but it doesn’t allow loans or …
Retirement plans: FAQs regarding SEPs - Internal Revenue Service
Find questions and answers on Simplified Employee Pension Plans (SEP), including contributions, withdrawals, investments and more.
SEP IRA - Simplified Employee Pension Plan | Fidelity
A SEP (Simplified Employee Pension Plan) IRA simplifies retirement savings for you and typically up to 4 employees. Employer-only contributions are tax-deductible
SEP contribution limits (including grandfathered SARSEPs)
Feb 27, 2025 · For these plans that are still in operation, a participant’s elective deferral contributions are limited to $23,000 in 2024 ($22,500 in 2023, $20,500 in 2022 and $19,500 in …