A credit score of 680 might seem satisfactory, but it can cost you significantly more in interest compared to a score of 740.

Discover how average credit scores vary by generation, with a detailed breakdown for Gen Z, millennials, Gen X, baby boomers, ...

So you're chasing that perfect 850 credit score? Respect. That's like getting a straight-A report card in adulting. But let's clear something up: once you're in the "excellent" credit range (which ...

Your credit score isn’t just a number. It’s a financial gatekeeper. It tells lenders how risky—or reliable—you are when it comes to managing debt. Whether you’re applying for a mortgage, credit card, ...

Understand how your credit score impacts your financial journey. Learn the factors behind it and steps to improve it for ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

Residents of Mississippi had the lowest average credit score, at 677; those in Minnesota had the highest, at 743.

But it does mean you need to be responsible. FICO scores range from 300 to 850 and are based on five contributing factors: Payment history: How consistent you have been with your credit payments.

Credit scores are an integral part of the financial world. For individuals, these scores determine the ease with which one can access credit, the amount of credit one can receive, the interest rates ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

Thinking about getting a business credit card? If you're like most small business owners or solo entrepreneurs, one of your first questions is probably, "What credit score do I need to get approved?" ...